Thanksgiving week usually means stability for the housing market and rates. Thursday is a Federal holiday so all banks are closed and Friday the stocks close early by 12noon, leaving the market pretty much stable by Wednesday at noon. Â What could move and change the rates really depends more on if there’s anything of substance happening in other countries and in particular anywhere in China or Europe. Â What this also means is now is a great time to really focus on selling and buying. Â Rates have been rising. Â So with a stable week, it could mean a great time to find your home and lock in a valuable rate. Â Finally, an average mortgage takes about 45 days from date of contract to date of closing. Â If you have any chance of it moving faster, it’s this time of year. Why? Â Because everyone wants to get it closed by the end of the year so you’ll see escalated closings. Â This week is perhaps your last chance to secure a home and close by the end of the year. Â Did you know that even if you close on December 31st you are entitled to all of the tax benefits for the year that come with purchasing a home? Â Don’t let Black Friday be just about retail….make it about your future and shop for your home!